Expert Wealth Management
Built Around You
Fiduciary investment management with full transparency — no commissions, no hidden fees, no conflicts of interest. Just independent advice that puts your future first.
No obligation · Complimentary 45-minute intro call
Four Questions That Define Your Portfolio
Our wealth management approach starts with you. Before any investment is made, we answer four essential questions to build a portfolio perfectly aligned with your life.
How much risk do you want?
We take a quantitative approach to pinpointing your Risk Number® through objective exercises based on real dollar amounts — no guesswork, just clarity.
How much risk do you have?
We analyze your current holdings to measure the actual risk embedded in your portfolio today and compare it against what you truly want.
How much risk do you need?
We chart a path to your goals using a simple, intuitive approach — visualizing the probability of a successful retirement and adjusting in real-time.
What can you afford to lose?
We establish your personal loss tolerance so your portfolio is never exposed to more downside than you can emotionally and financially withstand.
What’s Your Risk Number®?
Take our free 5-minute quiz to discover your ideal investment risk level and see how your current portfolio stacks up.
Take the Quiz →Wealth Management the Way It Should Be
We built CameronDowning around a simple belief: you deserve an advisor whose interests are perfectly aligned with yours. Here’s how we’re different.
The Old Way
- Advisor earns commissions on products sold
- Hidden fees buried in fine print
- Proprietary products with high expense ratios
- Incentive to churn your account
- Vague, jargon-heavy reporting
- Hard to reach, slow to respond
The CameronDowning Way
- Fee-only fiduciary — we never earn commissions
- Fully transparent, flat-fee pricing
- Low-cost ETFs optimized for tax efficiency
- Your growth is our only incentive
- Clear, plain-English reporting you’ll actually understand
- Responsive via phone, email, and text
Fee Schedule
Our investable asset minimum is $250,000 per household. Fees are deducted from your investment account according to the following tiered schedule, billed quarterly in arrears.
| Asset Tier | Annual Rate | Billing Note |
|---|---|---|
| First $500,000 | 1.25% | Annual fee, billed quarterly in arrears |
| $500,000 - $1,000,000 | 1.00% | Annual fee, billed quarterly in arrears |
| $1,000,000 - $2,500,000 | 0.75% | Annual fee, billed quarterly in arrears |
| $2,500,000 - $5,000,000 | 0.70% | Annual fee, billed quarterly in arrears |
| $5,000,000+ | 0.60% | Annual fee, billed quarterly in arrears |
All fees are fully disclosed. No hidden charges, no commissions, no product sales. Ever.
Let's Build a Portfolio That Works for You
Schedule your complimentary 45-minute intro call with a CFP® & CIMA® professional. No pressure, no commitment — just a straightforward conversation about your financial future.
✓ No obligation · ✓ Fiduciary advice, always · ✓ Complimentary 45-minute call