We Guide. You Decide.

Financial Planning· Investments· Insurance

We are CFP® Professionals

At CameronDowning, we focus on financial planning and investment management. We are an advice-based firm. Everything begins with your financial plan created by a CERTIFIED FINANCIAL PLANNER™ practitioner. You can expect unbiased financial advice that is always in your best interests. Your initial meeting is always complimentary.

What We Deliver

We provide independent, unbiased financial advice that is in your best interests. Period. When we enter into a financial planning engagement together our CERTIFIED FINANCIAL PLANNER™ professionals work hard on behalf of you and your family to help you achieve your financial goals and address your concerns. The end result is living a life of financial freedom and taking control of your financial future. We invest the necessary time to educate you to make wise financial decisions. Our financial planning process follows the six steps of financial planning, as delineated by the CERTIFIED FINANCIAL PLANNER™ Board of Standards:

Getting started! We begin by getting to know each other, seeing if we’re a good fit, and simply introducing you to our financial advice based approach. We’ll answer your questions and develop a tentative timeline of when decisions and services will be complete.

Step 1:

Meeting

What are your goals for this year? Where do you want to be in 10 years? When can you retire? We will discuss your short and long-term goals as well as your financial concerns; we will request the necessary documents to develop a plan for you.

Step 2:

Discovery

We get to work! We analyze and evaluate your financial status and work on your behalf to prepare answers to the questions you’ve asked. We may be back to you for more information during the process.

Step 3:

Plan Design

We will use the data you have provided to discuss recommendations that are aligned with your goals and address your concerns. We want to be sure we've addressed all your financial priorities and that you feel confident that you are making wise, informed decisions.

Step 4:

Develop and Present  Recommendations

This is where you start taking control of your financial life. Whether it is opening up an investment account or helping you reallocate your portfolio, we can help you implement your financial planning recommendations. You will get a clear and concise outline of what you need to do to accomplish your goals. We will coordinate with related professionals as appropriate.

Step 5:

Implement Recommendation

A financial planning engagement is the beginning of a long-term relationship, where your needs and circumstances will inevitably change over time. We monitor progress in achieving your financial goals, meet periodically, and make adjustments are needed.

Step 6:

Monitor and Review

Our Clients

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Young Professionals

You've completed a professional degree. You're working long hours now, but still have student loan debt. Do you pay off the debt first, or start savings? What do you need to do to purchase your first home? What insurance should you have? Will you be starting a family?

Latin-American-Family

First Responders

A specialty of our firm is advising those retiring from government jobs. Different municipalities have their own supplemental retirement programs. Federal workers have their Thrift Savings Plan and other benefits that require special planning.

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Those Nearing Retirement

The nest is empty now. Soon you can draw social security. Should you take it now or wait? Are your retirement savings enough? Will you outlive your money? What if an illness wipes you out? Should you move to a smaller place? Are you caring for your elderly parents?

Latin-American-Family

Municipal, State & Federal Employees

A specialty of our firm is advising those retiring from government jobs. Different municipalities have their own supplemental retirement programs. Federal workers have their Thrift Savings Plan and other benefits that require special planning.