May 14, 2026
Mortgage Qualifying Ratios
How to Qualify for a Mortgage Time to buy a home? Congratulations! Qualifying for a mortgage depends upon many factors: …
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Financial planning insights and wealth-building strategies from our fiduciary team.
Apr 22, 2026
My Top Ten List of Things to Waste Money On
by Glenn J. Downing, MBA, CFP® This is a really personal list. It is complied from years of observing the…
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Apr 22, 2026
What Happens When My Mother Runs Out of Money?
by Glenn J. Downing, MBA, CFP® Increasingly as we work with people of retirement age, we’re hearing a new concern:…
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Apr 22, 2026
Some Thoughts on College Funding
by Glenn J. Downing, MBA, CFP® I was a CFP® curriculum instructor with Zahn Associates for some 16 years, concluding…
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Apr 22, 2026
The Time Value of Money
by Glenn J. Downing, MBA, CFP® We usually understand the time value of money in two contexts: the growth rate…
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Apr 22, 2026
This Page is Intentionally Left Blank
by Glenn J. Downing, MBA, CFP® I’ve been pondering this. This Page is Intentionally Left Blank It sort of hit…
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Apr 22, 2026
What Is a Stretch IRA?
by Glenn J. Downing, MBA, CFP® The SECURE Act of 2019 changed the rules for non-spouse beneficiaries of inherited IRAs.…
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Apr 22, 2026
When Oh When Can I Retire?
by Glenn J. Downing, MBA, CFP® You want to retire in a few years, right? And you know you haven’t…
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Apr 22, 2026
Did You Start a Business?
by Glenn J. Downing, MBA, CFP® Congratulations! You did it! You launched a new business, worked your a** off, and…
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Apr 22, 2026
Health Savings Accounts
by Glenn J. Downing, MBA, CFP® What Is the Best Tax Bargain Out There? Is it the 529 college savings…
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