How to Find Hidden Savings

Learn more about CameronDowning. Miami Herald Article, January 24th, 2015 Author: Julie Landry Laviolette. Our very own Glenn Downing was quoted in the Miami Herald! Read on to learn how you can find hidden savings.   About half of South Florida’s residents have less than $6,000 in savings — the amount you need to live at

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Marriage and $$$

by Jonathan G. Cameron, CFP. ® Marriage affects your finances in many ways, including your ability to build wealth, plan for retirement, plan your estate, and capitalize on tax and insurance-related benefits. There are, however, two important caveats. First, same-sex marriages are recognized for federal income and estate tax reporting purposes. However, each state determines its

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Time Value of Money

Learn more about CameronDowning. This is a topic that should be understood by everyone who is serious about financial matters.  We usually understand the time value of money in two contexts:  the growth rate of an investment, and the inflation rate. To conceptualize this, sketch out a timeline of your life.  At the leftmost point

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Retire to What?

by Glenn J. Downing, MBA, CFP. ® Picture the scene:  there’s a group of my wife’s friends visiting in my living room.  I come home from work, greet everyone, have a glass of wine to be sociable, and then announce that I’ll retire to my study for the evening.  What does that verb mean – to

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How to Pay Off Student Loans

by Jonathan G. Cameron, CFP. ® Student loans are often top of mind for many of you in the early stages of a professional career. You’ve made an investment in yourself by getting a great education, and now you’ve got to make enough money to get that monkey off your back. You’ve made a bet on

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Metrorail to MIA – Orange Line Video

Metrorail to the Airport This is a terrific 7 minute video describing not only the beginnings of the CITT (Citizens Independent Transportation Trust), but also the construction of the Orange Line to the airport. What the video does not describe is all the development just to the east of the station – between the station

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Your 1/2 Penny Sales Tax

by Glenn J. Downing, MBA, CFP. ® The Citizens’ Independent Transportation Trust Back in 2002 the citizens of Miami-Dade County voted a ½ penny sales tax on themselves to fund transportation infrastructure. The People’s Transportation Plan, as it was called, was indeed voted into law that year, after having been defeated at the polls several times

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The Future of Miami: 3 Best News Resources

by Glenn J. Downing, MBA, CFP® We’re always searching for resources to find out how Miami is being shaped as a world city where people live, work, and play. It is an exciting time to be a resident of this town and we like to be informed about what the future of Miami will be like.

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