New Tax Plan Could Mean Money in Your Wallet: What’s YOUR Plan?

Click here to learn more about CameronDowning. In President Trump’s proposed tax plan, personal income tax brackets are reduced from seven brackets to three.  If the Republican-controlled Congress agrees, here’s what the new brackets would look like: Ordinary Income Rates Single-filers Married Joint-filers 12% $0 – $37,500 $0 – $75,000 25% $37,500 – $112,000 $75,000

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Quick! Sell it all!

Click here to learn more about CameronDowning. “Sell everything and buy gold!” “Time to take profits off the table!” “The market is poised for a big upswing – get in now!” “Make 16% guaranteed with tax lien certificates!” “Buy my real estate flipping system and control your own rental empire!”   I’m getting an Excedrin

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You Are Generous. Give Creatively.

By Glenn J. Downing, MBA, CFP® As a financial advisor I am privileged to work with many wonderful and generous people who want to leave a legacy – to leave money behind which will continue to accomplish the good works the donor did during his or her lifetime. Often we see or hear the names

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Top 5 Mistakes People Make With Their Money

By Glenn J. Downing, CFP® Thinking about David Letterman retiring and all those Top Ten lists.  I thought it might be fun to compile one of my own.  To wit: The Top 5 Mistakes People Make With Their Money           This is a list compiled after about 17 years of experience. Mistake #5:  You eat

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Charitable Giving Opportunities for the Affluent

 by Glenn J. Downing, MBA, CFP ® For the many affluent investors who are philanthropically inclined, but who lack knowledge about the various charitable giving mechanisms, selecting the right one can be an overwhelming task. The first step in evaluating giving options is assessing your personal expectations: Do you expect or need to obtain current income

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A Day at the Homestead Air Force Base

by Jonathan G. Cameron, CFP. ® It was a rainy, early Sunday morning. I was at the entrance to the US Air Force Reserve Base in Homestead, FL. “I’m meeting with Sergeant L_________” I tell the armed guard at the gate. He motions me to pull over to the side. I get in contact with the

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The Psychology of Investing: How We Cope With Risk

Learn more about CameronDowning. Researchers have found that investors have a tendency to psychologically exaggerate declines in the performance of an investment and to minimize gains. It’s a phenomenon with a complex sounding name — “myopic loss aversion” — but also one that makes a simple point: Psychology plays a role in our investment decisions.

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Investor Know Thyself

Learn more about CameronDowning. In an ideal world, emotions would play a very small role in the way people invest and manage their money. Everyone would thoroughly research their options, maintain realistic expectations, and keep counterproductive habits under control. But in the real world, even well-informed investors sometimes make emotionally charged decisions that may threaten

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How to Find Hidden Savings

Learn more about CameronDowning. Miami Herald Article, January 24th, 2015 Author: Julie Landry Laviolette. Our very own Glenn Downing was quoted in the Miami Herald! Read on to learn how you can find hidden savings.   About half of South Florida’s residents have less than $6,000 in savings — the amount you need to live at

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Time Value of Money

Learn more about CameronDowning. This is a topic that should be understood by everyone who is serious about financial matters.  We usually understand the time value of money in two contexts:  the growth rate of an investment, and the inflation rate. To conceptualize this, sketch out a timeline of your life.  At the leftmost point

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